Storm damage & insurance
Should I photograph storm damage before repairs?
Why dated photographs taken before temporary work matter, what to photograph, and how to do it safely from the ground.
- Evidence before expenditure
- Options, not pressure
- Updated 2026-09-16

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Yes, wherever it can be done safely. Once temporary protection is in place or debris has been cleared, the condition as found cannot be recreated. Dated photographs of every elevation, of debris where it landed and of the internal damage give you a factual record for both the diagnosis and any claim you decide to make.
What to photograph
Each elevation from the ground, including ones that look undamaged, so there is a record of the whole roof on that date. Debris where it fell, before it is cleared. Internal water damage, staining and any damaged contents. The roof space, if it can be reached safely.
Wide shots first, then closer ones, so the location of each detail is obvious later.
- Every elevation, wide then close
- Debris in position before clearing
- Internal damage and affected contents
- Any temporary protection once fitted
Doing it safely
From the ground, with both feet on level surfaces. Do not use a ladder in wind or rain, do not climb onto a roof, and do not stand beneath anything hanging. A phone camera zoomed in is safer and usually good enough.
Where the roof cannot be seen properly from the ground, a drone survey produces far better evidence than any attempt to climb.
What we can add
A survey provides dated imagery of the roof as found, with a written record of what each observation shows and what it may indicate. That is separate from any claim decision, which rests with your insurer under the terms of your policy.
We do not state or imply what any policy covers.
What happens to the photographs afterwards
Keep the original image files rather than only screenshots or copies, since the file's date and metadata can matter if the images are examined later. Store them somewhere separate from the phone itself, such as backed up to cloud storage or emailed to yourself, in case the device is lost or damaged before the images are transferred.
If a surveyor attends afterwards, share your photographs with them alongside their own findings, since your images may show the debris or damage as it was before any clearing or temporary work took place. Combining both records gives a more complete picture of the sequence of events than either would alone. Where several people in the household took photographs independently, gathering them together and noting who took each one and when avoids confusion later about which set is the earliest record. A short written note alongside the images, recording the date and roughly what each one shows, is a small addition that makes the whole set easier to use later.
What evidence should you look for?
These are indications, not conclusions. Each one narrows where to look; only an inspection confirms a cause.
Debris has already been cleared before anyone photographed it.
Evidence of what came from where may no longer be recoverable.
Areas that may need investigating
- surviving evidence on the roof
- dated survey imagery now
Urgency: Monitor
Recording evidence is a documentation step. The urgency comes from the damage itself, not from the photography.
Repair or replace?
Evidence supports whichever option follows; it does not determine it. Repair or renewal is decided on the inspection findings.
How we can help
- Drone Roof InspectionsA drone roof inspection uses a camera-equipped unmanned aircraft to photograph and film every part of a roof at close range without scaffolding, ladders or anyone working at height. It produces high-resolution evidence of the actual condition of ridges, valleys, chimneys, flashings and coverings, delivered as a documented report you can keep, share and compare against future inspections.
- Storm Damage Roof RepairsStorm damage repair covers making a wind- or water-damaged roof safe, documenting the damage for an insurance claim, and carrying out the permanent reinstatement. The critical first step is a make-safe visit and photographic evidence recorded before anything is disturbed.
- Roof SurveysA roof survey is a documented assessment of a roof's condition, remaining service life and defects, delivered as a written report with photographs and prioritised recommendations. It is used for property purchases, planned maintenance budgeting, insurance, dilapidations and settling disagreements about whether a roof needs replacing.
Related questions
What should you do next?
Photograph everything from ground level now, keep the originals with their dates intact, and arrange a survey if the roof cannot be seen properly from below.
Last updated 2026-09-16.
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